🇳🇬900K+ developers, the largest pool in Africa

Invoice US clients from Nigeria — through an American company

PANORAMA SYSTEMS FLORIDA LLC issues the invoice to your client in the United States, Canada or the EU, receives the payment into US banking, and pays you out in Nigeria. Your client deals with a domestic American supplier and can expense it against a W-9; you need no foreign company, no foreign bank account and no explanation of your jurisdiction.

Typical rate
$20–$50 / hour
Platform fee
10% by default
Payout rails
USDT (TRC-20
Client sees
A US invoice + W-9

Before you start: payouts to Nigeria are USDT only

Nigeria is on our limited list: register, invoice and get paid normally, but settlement is USDT only — correspondent banks do not reliably clear Wise, SWIFT or local transfers here. We say so before you start rather than after you deliver.

What this replaces

  • Domiciliary account restrictions and unpredictable FX access
  • Payment platforms that restrict or close Nigerian accounts
  • US clients whose banks flag the destination country
  • Withdrawal fees layered on top of marketplace commission

How it works

1

Register and pass KYC

A short form and one identity or company document. Compliance reviews it — normally within one business day.

2

Issue the invoice

You describe the work; the invoice goes out from PANORAMA SYSTEMS FLORIDA LLC with US bank details and a W-9 available on request.

3

Your client pays a US supplier

For them it is an ordinary domestic ACH or wire payment — no cross-border withholding, no foreign-vendor paperwork.

4

You withdraw

Your net balance is credited as the payment clears. Withdraw any amount, any time, via USDT (TRC-20, ERC-20, BEP-20, TON, Solana).

Questions developers in Nigeria ask

Can I invoice a US client from Nigeria without registering a company abroad?+

Yes. PANORAMA SYSTEMS FLORIDA LLC issues the invoice in its own name as a US merchant of record, receives the payment into US banking, and settles the net amount to you. You need no foreign entity and no foreign bank account.

What does my client see?+

A normal invoice from an American company, payable to US bank details, with IRS Form W-9 available on request. Their finance team treats it as a domestic supplier invoice.

How do I actually receive the money in Nigeria?+

Settlement is USDT only for Nigeria. Wise, SWIFT, SEPA and local bank transfers are not reliably cleared here by correspondent banks, so we do not offer them rather than promise a transfer we cannot send.

What does it cost?+

One transparent platform fee deducted from each paid invoice — 10% by default, or an individually agreed rate. No monthly subscription, no per-seat charge, and no hidden FX markup.

Who pays tax?+

PANORAMA SYSTEMS FLORIDA LLC is the US payee of record and files its own US obligations. You certify foreign status (Form W-8BEN or W-8BEN-E) at onboarding and remain responsible for declaring and paying tax in Nigeria.

Read next

Other markets we work with

Ready to bill your first US client?

Registration and KYC take about 15 minutes. You can issue an invoice as soon as compliance approves your documents.

Create an account