Why Route Invoices Through a US Company?
Many US AP departments prefer a domestic vendor. An invoice from a Florida LLC avoids international wire friction, W-8BEN forms, and compliance flags. The client pays like any other US vendor.
The catch: a service fee comes off the top. That’s the price for the US invoice wrap. Beyond that, PANORAMA SYSTEMS doesn’t offer tax advice, legal protection, or help with your NBR filings. You’re not an employee, and this doesn’t make you one.
For Dhaka, there’s an extra layer. Payouts only go through as USDT, so you carry crypto risk from payment to cash-out. No bank wires, no Wise—just a blockchain transaction that lands in your wallet. That volatility is your problem, not ours.
How It Works in Practice
You supply the client’s details and the invoiced amount. PANORAMA SYSTEMS generates a formal invoice under its own name and address in Florida. You forward that to your client, who sees a typical US invoice with the LLC as the payee.
Once the client pays—usually via ACH or check—we hold the funds until settlement. The service fee is deducted, and the remainder is sent to you as USDT on the blockchain network you chose. No bank account numbers change hands between you and the client. You stay responsible for delivering the actual work and for everything you owe the tax authorities in Bangladesh.
Payouts in USDT Only – No Bank Transfers
For this location, PANORAMA SYSTEMS settles payouts exclusively in USDT, on TRC-20, ERC-20, BEP-20, TON, or Solana. There are no bank rails. Not Wise, not SWIFT, not a local BDT transfer. If you don’t have a crypto wallet that can accept one of those networks, this won’t work for you.
Even with a wallet, consider the details. Network fees come out of your proceeds. TRC-20 tends to be cheaper, but that can shift. And USDT is supposed to track the dollar, but de-pegs happen. If you’re converting to BDT, there’s a spread and potential delays finding liquidity. You’re operating a mini treasury function; plan accordingly.
What This Doesn’t Solve
Using a US invoice front-end doesn’t make you a US taxpayer or simplify your NBR reporting. You’re still a self-employed freelancer in Bangladesh, responsible for declaring income. If the tax office asks for the source, a trail of USDT payments from a Florida LLC might prompt more questions than a bank wire. Talk to a local accountant.
It also doesn’t guarantee the client will pay. We only forward what we receive. Client defaults are your problem.
And if you’ve had platforms freeze accounts for no clear reason, the crypto-only payout path might feel familiar in a bad way. No deposit insurance, and blockchain transactions are irreversible. A wrong address means gone.