From sign-up to money arriving
You create an account and provide basic identity and payment details. After that, whenever you complete work for a US client, you submit the invoice amount and client information to us. We generate an invoice from our Florida entity and send it directly to your client.
The client pays us using normal US methods—ACH, wire, or check. Once the funds clear, we deduct our service fee and forward the remainder to you. You choose the payout method that suits you best: a local AED bank transfer, Wise, SWIFT, or USDT on TRC-20.
What the client sees on their side
From the client’s perspective, they are dealing with a US company. The invoice carries a Florida address and a US tax ID, so their accounts-payable department processes it entirely domestically. No international wires, no currency conversion on their end, and no W-8BEN or other foreign vendor forms.
This domestic familiarity often removes the friction that can stop US companies from hiring freelancers abroad. The client does not need to understand Sharjah’s business environment; they simply pay a US vendor and receive a US receipt.
Paperwork and responsibilities
We act as a merchant of record, not an employer or agent. You remain an independent business owner, responsible for your own tax filings in the UAE. Because your work is performed entirely outside the United States, we do not withhold US taxes, and you do not need a US entity or EIN.
The only paperwork between you and us is the initial onboarding, which asks for identity verification and payment details. There are no ongoing forms to file with us beyond submitting invoice details for each payment.
Receiving payments in Sharjah
You can receive funds in AED directly to your local bank account, which removes the need for currency conversion if your expenses are in dirhams. If you prefer to hold USD or EUR, Wise and SWIFT transfers are available. For those who use digital assets, USDT payouts on TRC-20 are an option.
The transfer time depends on the method and banking processing periods, not on any delay from PANORAMA SYSTEMS. Once our bank releases the payment, the speed to your account follows the normal schedule of the chosen channel.