Why route an invoice through a US company?
A US client who asks for a W-9 or a domestic invoice usually isn’t being difficult. Their accounts payable system may reject foreign tax IDs or require extra approvals for international wires. By sending an invoice from Panorama Systems Florida, you hand the client a document their accounting team can process without calling compliance. That’s the whole value.
You pay for that convenience. We deduct a percentage from each payment we receive. This isn’t hidden—you see the fee before funds reach you. What it doesn’t buy: tax relief, a change in legal status, or someone to chase late payments. HMRC still expects you to report the income as self-employment. This is a billing address, not a relocation of your business.
How an invoice flows from your desk to their payment
When you’ve finished a piece of work—whether hourly or fixed-price—you send the details to us. We generate an invoice under the Panorama Systems Florida name, referencing your project or company as needed, and send it to your client. They pay a US company the same way they'd pay any domestic vendor.
Once the payment lands with us, we take our cut and initiate your payout. You select the method: local GBP bank transfer, Wise, SWIFT, or USDT. The money heads to you. That’s it. We don’t handle scope disputes or chase unpaid invoices. If the client doesn’t pay, you don’t get paid, and we don’t collect a fee. The only thing we guarantee is that when a payment clears, we forward it minus our fee.
What this does not solve for you
PANORAMA SYSTEMS is not your accountant, not your employer, and not a law firm. That means no tax filing, no IR35 determinations, no professional indemnity insurance, and no protection if a client decides the code you wrote doesn't meet their spec. The invoice comes from a Florida LLC—that does not create a US employee-employer relationship.
If a client issues a chargeback or the payment is flagged for fraud review, that is between you and them. We don't step into contract disputes. For many freelancers, that's completely fine: you already have client relationships and you're comfortable managing risk. This service just removes the administrative hurdle of cross-border billing. It doesn't move your obligations anywhere else.
Getting paid in GBP from Manchester
You’re not stuck with a USD cheque mailed to a post box. Payouts settle via local UK bank transfer (GBP), Wise, SWIFT, or in USDT—you choose. Fees may differ by method; we’ll show you what's available when a payment arrives. The conversion, if any, happens at our end, so you see a pound amount before you accept.
Working from Manchester means you’re in the Europe/London timezone. That gives you a few hours of overlap with the US East Coast each afternoon. Queries about invoice status or payment timing are usually answered within a working day. We don’t have an office here—everything runs remotely—but the timezone works in your favor for keeping things moving.