Guides for freelancers
invoicing US clients
Written for developers and IT agencies outside the United States who want US, Canadian and EU clients and keep running into the same wall: the client cannot easily pay a foreign vendor. No sales pitch in the answers — where a different tool fits better than ours, the guide says so.
How to invoice a US client without registering a company
A working method for freelancers and small dev teams outside the United States: invoice US clients through a US merchant of record, with a W-9 the client can file, and no foreign entity of your own.
updated 2026-08-01W-8BEN vs W-9: which form applies to you
A plain explanation of the two IRS forms that appear in every US freelance contract, who signs which one, and why your client keeps asking for the one you cannot provide.
updated 2026-08-01How to get paid in USD as a developer outside the US
The realistic options for receiving US-dollar payments as a developer outside the United States — direct wire, payment platforms, marketplaces and merchant-of-record invoicing — and what each one actually costs you.
updated 2026-08-01Merchant of record vs employer of record: which one do you need
MoR and EOR sound similar and solve different problems. One issues invoices on your behalf; the other employs people on someone else's behalf. Picking the wrong one is expensive.
updated 2026-08-01Your US client will not pay a foreign contractor — what to do
Why US procurement teams refuse foreign vendors, what they are actually worried about, and the three ways to get the contract anyway.
updated 2026-08-01Freelancer payment platforms compared: what each one actually does
Wise, Payoneer, Deel, Ruul, Abillio, Useme and merchant-of-record invoicing: what each is built for, what it does not do, and how to tell which one fits your situation.
updated 2026-08-01