A Florida Company for Your US Invoices from New Delhi

For a freelancer in New Delhi, billing a US client usually means chasing international wire transfers, explaining your INR bank details, and losing days to compliance back-and-forth. PANORAMA SYSTEMS Florida LLC sits in the middle as the merchant of record. Your client pays a US company with a domestic bank transfer, and you get paid in INR, USDT, or SWIFT—minus a service fee. That’s the whole model.

India · INRAsia/KolkataPayouts: bank transfer or USDT

The Real Objection: Why Not Just Get Paid Directly?

Many freelancers here try invoicing from an Indian current account first. It looks simple until the client’s AP team asks for a W-9 and a US address. Suddenly you’re explaining RBI purpose codes while your payment stalls.

PANORAMA SYSTEMS removes that friction by being the US company on the invoice. It costs a percentage, and your Indian tax obligations don’t change. But if a US client won’t wire INR abroad, the fee may be less painful than losing the gig.

What PANORAMA SYSTEMS Actually Does (And Doesn’t Do)

You submit invoice details. PANORAMA SYSTEMS sends a bill with its EIN and Florida address. The client pays to a US bank. Once funds clear, we deduct the service fee and forward the rest. That’s it.

No employer relationship, no tax advice. You handle GST and advance tax on your own. We don’t chase late payments or mediate disputes. If the client doesn’t pay, nothing flows downstream.

Getting Paid in New Delhi: INR, SWIFT, or USDT

Payout options: local INR transfer to your Indian bank, SWIFT to a USD account, Wise, or USDT. INR payouts use a domestic partner, so you skip SWIFT delays but exchange rates apply.

USDT settlement requires a wallet address. Each method has different fees and speeds—none is universally cheapest. You choose when you submit the invoice.

The Trade-Offs Nobody Mentions

Any intermediary adds cost. The service fee plus your payout method’s spread eats into net income. If you quote a flat project rate, factor that in.

Routing everything through one merchant of record concentrates risk. A direct banking relationship remains useful. This isn’t the only path: some freelancers form a US LLC and use Stripe. Our service exists for those who want to start invoicing now, without entity setup, and accept the trade-off.

FAQ

What does it cost to route an invoice through PANORAMA SYSTEMS?

We deduct a service fee from the client’s payment. The percentage varies based on invoice size and frequency, and you see the exact deduction before you commit. When you choose a payout in INR, the exchange rate includes a spread. If you route a SWIFT payment to your Indian bank, your bank may charge additional receiving fees. We show you the estimated net so there are no surprises.

Do I need to register a US company to use this?

No. PANORAMA SYSTEMS Florida LLC is the merchant of record on every invoice, so your client deals with a registered US company that has an EIN and a domestic bank account. You remain the freelancer, invisible on the paperwork. You don’t need to file anything in the US or open a dollar account.

How does this affect my taxes in India?

We can’t give tax advice, and you should treat this as income from your freelancing business. In India, you likely need to handle GST if your turnover crosses the threshold, declare foreign remittances to your bank, and pay advance tax. A local CA can structure it properly. PANORAMA SYSTEMS simply sends you the money; you report it.

Can my US client pay you by card or ACH?

Yes. Most US companies pay by ACH transfer, which is like NEFT in India but slower. We also accept domestic wires. If your client wants to pay by credit card, that’s often possible, but card processing fees are higher and get passed through, meaning your payout will be smaller.

What happens if my client doesn’t pay the invoice?

PANORAMA SYSTEMS is not a collections agency. We issue the invoice, but we cannot force a client to pay. If they don’t fund it, we cancel the transaction and you’re back to square one. In that scenario, you deal with your client directly. We’re only liable for funds that actually reach our account.

PANORAMA SYSTEMS FLORIDA LLC

200 Kings Point Dr, Apt 1603, Sunny Isles Beach, FL 33160, USA

Start invoicing

PANORAMA SYSTEMS FLORIDA LLC has no office, staff or representative in New Delhi. This page describes a service available to independent contractors and agencies located there. Nothing here is tax or legal advice.